Risk

Risk Disclosure

Live financial work involves market risk, software risk, and third-party dependencies. Chilla can work within authorized boundaries, but it cannot make markets predictable or eliminate loss.

Last updated September 13, 2026Read before using live accounts

You can lose money using a live trading account. A clear goal, the choices you make, a PLAN, product safeguards, historical activity, or a period of good results does not remove that possibility.

1. What Beaverly is — and what it is not

Beaverly Innovative Systems Ltd. provides hosted software automation that includes Chilla, a user-facing financial worker, and M-II, the system behind Chilla’s ongoing work, safeguards and live financial execution. The Services may run on infrastructure operated by Beaverly or its technology providers rather than on your personal device.

Beaverly is not a brokerage, bank, custodian, licensed investment adviser, or portfolio manager. Beaverly does not receive your deposits, make withdrawals from your trading account, transfer funds from that account, or hold or custody the money in it. Live financial activity occurs through a third-party trading account that you choose to connect and authorize with the provider that hosts it.

2. Market risk and possible financial loss

Participation in financial markets can result in partial or total loss of capital. Prices can move sharply, liquidity can change, spreads can widen, leverage can amplify gains and losses, and market conditions can behave differently from historical periods.

You are responsible for deciding whether market participation is appropriate for you, how much capital you make available through a connected trading account, and whether continued use remains appropriate for your circumstances.

3. Product choices and the PLAN are not personalized investment advice

Chilla can use supported product and account context to remove choices that are not available and explain the options that remain. Material choices such as behaviour, trading account and market remain yours when they are required for the work.

Once the required material choices are settled, Chilla can present the resulting PLAN for review. The options Chilla explains and the PLAN it presents are not a personalized investment recommendation, suitability determination, promise of profit, or determination that a particular market, behaviour, account configuration, level of activity, or amount of capital is appropriate for your personal financial circumstances.

You can ask questions, choose among supported options, decline to continue, or proceed toward activation. Supported behaviours, markets, product explanations, generated conversation, reports from Chilla, demo results, and historical activity do not guarantee future performance.

4. Trading-account connection and bounded live work

Connecting a supported trading account and authorizing live Chilla work are separate actions. The account is hosted by a provider, and connecting it does not by itself activate live financial work.

After the required material choices are settled, Chilla presents the PLAN for review. Approving the PLAN moves you through the required disclosure and agreement for that work. Live work begins only after the applicable final activation step.

Once active, Chilla can carry ongoing financial-market actions inside those authorized boundaries without asking you to approve every individual action. Chilla does not have unlimited authority over a connected trading account. Material changes that require additional authority return to you for review and authorization. You can also pause or stop active work or revoke provider access using controls made available by Beaverly or the provider, as applicable.

5. Provider assistance has separate boundaries

Where available, Chilla may help you navigate supported provider pages for trading-account setup or account management. Navigation assistance is not authority to complete sensitive identity, authentication, legal, or money-moving actions for you.

Passwords, multi-factor authentication, identity or KYC information, legal declarations, provider authorization approvals, transaction details, account or destination choices, deposit or withdrawal decisions, transfers, and consequential confirmations remain user-controlled.

Do not share passwords or other authentication secrets in an ordinary Chilla conversation or support message.

6. Technology and execution risks

Automated financial systems depend on software, networks, market data, providers, and infrastructure. Risks include connection failures, outages, delayed or unavailable data, provider restrictions or rejections, slippage, software defects, dependency failures, and unusual market conditions.

Beaverly designs the Services to constrain avoidable failures where possible, but does not promise uninterrupted operation, error-free execution, continuous provider availability, or perfect third-party data.

7. Per-activity limits, safeguards, and other controls

Chilla may apply product safeguards intended to keep authorized work within applicable user, account, provider, and product boundaries. A safeguard may cause Chilla to wait, skip, pause, or refuse activity.

These controls do not guarantee that a loss will stay below a particular amount in every market or provider condition. Price gaps, slippage, provider behavior, connectivity issues, or exceptional market movement can affect realized outcomes.

A skipped or blocked action also does not prove that the action would otherwise have been profitable or unprofitable.

8. Work Capacity and service limits

Chilla is subject to Work Capacity and other service limits. Available capacity is presented in a simple user-facing form such as a percentage and resets according to the applicable tier or product window.

If capacity is exhausted or another service-protection limit is reached, some work may pause or become temporarily unavailable until the applicable condition changes. Capacity is a service-resource control, not a market signal, profit estimate, performance score, or measure of account quality.

9. Trading-account providers and other third parties

Live work depends on third parties, including providers that host trading accounts, market-data sources, payment providers, and infrastructure services. Beaverly does not control their rules, pricing, account restrictions, execution quality, availability, or regulatory obligations.

Compatibility can vary by region, account type, provider/account conditions, market availability, legal requirements, and third-party policy. A provider can change or withdraw access independently of Beaverly.

10. No custody of trading-account funds

Beaverly is not your brokerage, bank, custodian, or trading-account provider. Beaverly does not receive deposits into, make withdrawals from, transfer, or custody money in your connected trading account. Funds remain with the provider hosting the account.

Beaverly charges separately for access to its software and service capacity. Subscription fees are not calculated as a percentage of profits, returns, account assets, or trading volume.

11. Chilla Demo

Chilla Demo uses synthetic funds and market data to demonstrate the product experience. Demo balances cannot be withdrawn and do not represent funds held by Beaverly.

Demo activity can differ materially from live activity. Good or poor results in Chilla Demo are not a prediction of future live results.

12. Jurisdiction and service availability

Availability of the Services may differ by country or region. Beaverly may restrict, suspend, or decline to offer services because of applicable law, provider requirements, account type, product availability, or other eligibility conditions.

You remain responsible for complying with laws, provider terms, tax obligations, and account rules that apply to your own use.

Nothing on Beaverly should be interpreted as personalized investment, tax, or legal advice.